Fee-Only Advisor Associations

Choosing the right network for your situation

The right fee-only network depends less on the network's prestige and more on the kind of engagement you're looking for:

• One-time question or second opinion: Hourly billing through a Garrett Planning Network advisor is often the cheapest option.
• Ongoing planning, no large investment portfolio yet: The subscription/retainer model that XY Planning Network advisors specialize in tends to fit best.
• Complex tax situation requiring deep integration: The retainer-based, tax-forward approach of ACP advisors is often a strong fit.
• Established assets, want a broad-bench traditional advisor: NAPFA members run the full spectrum of pricing models and represent the largest population to choose from.
• Verifying credentials regardless of compensation model: The CFP Board verification page is the single most useful credential check.

How Arizona Fee Only relates to these associations

Arizona Fee Only is an independent directory; we are not affiliated with any of these networks. We verify advisors against the same core fee-only and fiduciary criteria, but listed advisors are not required to hold any specific association membership.

For the directory's own verification process, see how we verify advisors.