Fee-Only Fiduciary Advisors in Arizona

Raman Singh is a CFP® and Enrolled Agent who founded Singh PWM LLC, a fee-only fiduciary firm serving Arizona households. Raman also founded Arizona Fee Only and is listed transparently as a featured advisor in the directory.

• Retirement Planning
• Tax Planning
• Roth Conversions

Flat fee

Founder & Lead Advisor CFP® Since 2016 | IRS Enrolled Agent | Fiduciary I started Singh PWM because I spent over a decade watching the industry fail the people it was supposed to serve. Clients were sold products they didn't need, charged fees that compounded against them, and given advice that treated each problem in isolation — investments here, taxes there, estate planning somewhere else entirely. This practice operates differently. No commissions. No AUM fees on assets I don't manage. No selling insurance or pushing managed account minimums. Just transparent flat fees for planning work and a clear scope of what you're paying for. I'm a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent — one of the few advisors who holds both credentials. That combination lets me build integrated retirement plans where tax strategy, investment decisions, and income planning work together instead of against each other. I moved to the U.S. from India at a young age and started working at 13. That shaped how I think about money — it's not theoretical, and it's not a status game. It's the thing that funds the life you want to live and protects the people who depend on you. My job is to make sure your financial decisions reflect that.

• Retirement Planning
• Tax Planning
• Investment Management
• Equity Compensation

Flat Fee