Income

Annuity vs Bonds vs Portfolio Calculator

Compare simplified income estimates from an annuity, bond ladder, and portfolio approach.

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How to use

Set your age, horizon, and allocated amount.
Adjust inflation and toggle scenario stress tests.
Compare estimated annual income against your need.

Assumptions & disclaimer

These calculators are educational. They use simplified models and the inputs you provide. Results are estimates and not personalized financial, tax, investment, or legal advice. Tax law, market behavior, and personal circumstances change — verify any assumption before acting on it, and consider working with a qualified professional for decisions that matter.